Message from the Executive Director

The end of another busy year is almost upon us.  On behalf of the EAST Board I would like to thank everyone who has contributed towards the continued success of EAST this year – and it has been a very busy year.  In June we changed our name to become the European Association for Secure Transactions, the culmination of many discussions held by our Board and National Members, and positioning EAST to continue to be able to support the needs of our members in the fast changing payments landscape.  The announcement was made at our Third EAST FCS Forum in The Hague.  This well-attended event, the best yet, also featured two new interactive workshops run by EAST EGAF and EAST EGAP.

We held National Member meetings in Oslo in February (our 41st Meeting hosted by Bits AS), in The Hague in June (our 42nd Meeting hosted by Europol) and in Edinburgh in October (our 43rd Meeting hosted by the LINK Scheme).  In January Halo BCA joined EAST as a new National Member for Indonesia and in April Banorte IXE joined EAST as a new National Member for Mexico

The EAST Expert Group on All Terminal Fraud (EGAF), chaired by Otto de Jong, held three meetings in January, May and September, all hosted by ING in Amsterdam.  EGAF updated its guidelines on standardising terminology for locations of Card Data Compromise (CDC) devices at ATMs and also the definitions used to report and classify ATM fraud.  Law Enforcement participation is from Europol, the US Secret Service, the BKA and the French Gendarmerie (IRCGN).

The EAST Expert Group on ATM and ATS Physical Attacks (EGAP), chaired by Graham Mott, held two meetings in March and September, both in The Hague, one hosted by Europol and the other by the LINK Scheme.  Law Enforcement participation in this group is increasing with LEAs from 8 different countries participating, in addition to Europol.

The EAST Payments Task Force (EPTF), chaired by Rui Carvalho, held its first face-to-face meeting in April and its second meeting last month.  Both were hosted by the BPFI in Dublin.  This group will add value to the payments industry by using the unique and extensive EAST National Member platform and Associate Member network to provide information and outputs that are not currently available elsewhere.  Law Enforcement participation is from Europol and the US Secret Service.

In addition to the work of the above groups, we supported Law Enforcement during the year by presenting at:  the Europol Training on Payment Card Forensics; an INTERPOL event focussed on countering Cyber and Financial Crimes; Europol’s 4th Strategic Payment Card Fraud meeting in Asia; and Europol’s first combined Strategic Payment Card Fraud Meeting with representatives from Asia-Pacific, Europe and Latin America.

We took part in the 5th Europol-INTERPOL Cybercrime Conference and formalised a relationship with ASEANAPOL, another step forward in addressing the consequences of the spread of the activities of organised criminal groups across regions and globally.

We also presented at the following private sector events: the MasterCard Global Risk Leadership Conference – Europe, the NCR Fraud & Security Summit, the Third Latin America Security Forum, and the General Assembly of Vigie Billet.

EAST continues to keep abreast of the latest fraud trends and crime information, publishing our European Payment Terminal Crime Reports and European Fraud Updates.  Our thanks again go out to all the people and organisations that have shared information for the above, and for EAST Fraud Alerts (41 sent out this year to date), and EAST ATM Physical Attack Alerts (12 sent out this year to date).  Our first Payment Alert is expected to be published shortly.

EAST Associate Membership continues to grow.  We now have 192 Associate Member organisations from 52 countries and territories.  This membership category is open for worldwide application to all Banks, Law Enforcement (free membership available), and other approved ATM Stakeholder organisations.

Wherever you are reading this I would like to wish you a wonderful festive break and a very happy New Year!

Kind regards

Lachlan

 

43rd EAST Meeting hosted by LINK Scheme

43rd EAST MeetingThe 43rd Meeting of EAST National Members was hosted by the LINK Scheme in Edinburgh on 4th October 2017.  National country crime updates were provided by 20 countries, and a global update by HSBC. Topics covered included payment fraud and the evolution of payment technology, ATM malware and logical attacks, terminal related fraud attacks and ATM related physical attacks.

A presentation on Card Not Present (CNP) Fraud was given by Police Scotland and updates were provided by the EAST Payments Task Force (EPTF), the EAST Expert Group on All Terminal Fraud (EGAF) and the EAST Expert Group on ATM and ATS Physical Attacks (EGAP).

EAST Fraud Update 3-2017 will be produced later this month, based on the updates provided at the meeting.  EAST Fraud Updates are available on the EAST Website to EAST Members.

The 43rd EAST Meeting was the first meeting of EAST National Members as the ‘European Association for Secure Transactions’.  At the EAST FCS Forum on 8th June 2017 EAST, formerly known as the European ATM Security Team, changed its name.

Message from the Executive Director

lgunnAnother year draws to a close and it has been a very busy one for EAST.  On behalf of the Board I would like to thank all those who have worked so hard to provide information, time and resources to help us to meet our targets and objectives.  Some of the highlights are as follows:

EAST National Members - badgeWe held National Member meetings in Rome in February (hosted by Consorzio BANCOMAT), in The Hague in June (hosted by Europol) and in London in October (hosted by the LINK Scheme).  During 2015 we welcomed five new National Members representing South Africa (South Africa Banking Risk Information Centre – SABRIC), Serbia (Chamber of Commerce and Industry of Serbia – CCIS), Turkey (Bankalararasi Kart Merkezi A.S. – BKM), the United States (Citi Security & Investigative Services -CSIS) and Brazil (Tecnologia Bancaria S/A).

The EAST Expert Group on ATM Fraud - LogoThe EAST Expert Group on ATM Fraud (EGAF), chaired by Otto de Jong, held three meetings in January, May and September, all hosted by ING in Amsterdam.  In June EGAF produced guidelines for the Standardisation of Terminology for Locations of Card Data Compromise devices at ATMs and assisted Europol to produce Guidance & recommendations regarding logical attacks on ATMs.

The EAST Expert Group on ATM Physical Attacks - LogoThe EAST Expert Group on ATM Physical Attacks (EGAP), chaired by Graham Mott, held two meetings in March and September, both hosted by the LINK Scheme in London.  In September we sent out our first EAST ATM Physical Attack Alert in a format agreed by EGAP.

EAST Europol MoUIn June Europol’s European Cybercrime Centre (EC3) signed a Memorandum of Understanding with EAST in order to further strengthen a working partnership that has been in place since the first EAST meeting took place in February 2004 .

EAST FCS 2015 - 3 (1)In June we also held our second EAST FCS Forum in The Hague.  The event proved to be a successful platform in bringing together the perfect mix of banking representatives, security experts, police, payments associations, government agencies and many other stakeholders in the ATM crime prevention sector. It was planned and organised by EAST Development Director Úna Dillon, working with Liquid Nexxus, and will be followed by our third FCS Forum in June 2017.

Bogota PCF MeetingIn October EAST supported Europol at an International Payment Card Fraud Meeting in Colombia – Rui Carvalho, EAST Director and national representative for Portuguese National Member SIBs, participated in a two-day meeting in Bogota to discuss payment card fraud overseas and money withdrawals in Latin America.

Europol-Interpol- Event 1In November this support for Europol continued at an International Payment Card Fraud Meeting in Singapore. I participated in a two-day meeting that was held in the INTERPOL Global Complex for Innovation (IGCI) and was co-hosted by Europol and INTERPOL to discuss payment card fraud overseas and money withdrawals in the extended South East Asia region.

Una ATEFI 2Later in the month Úna Dillon presented the latest European Fraud Report to the first Annual Latin American Forum on Security in Payment Systems, held on 18th / 19th November 2015 in Asuncion, Paraguay.  The event was co-founded by ATEFI (Latin American Association of Operators Electronic Funds Transfer and Information Services) and Liquid Nexxus in order to raise awareness of payment-related crime in Latin America.

EAST - EUROPEAN FRAUD UPDATE 3 - 2015EAST continues to keep abreast of the latest fraud trends and crime information, publishing our European ATM Crime Reports and European Fraud Updates.  Our thanks go out to all the people and organisations that have shared information for the above, and for EAST ATM Fraud Alerts (27 sent out this year to date), and EAST ATM Physical Attack Alerts (2 sent out this year to date).

Seasons greetingsFinally, on behalf of EAST, I would like to wish all readers a wonderful festive break and a very happy and fulfilling New Year.

Kind regards

Lachlan

37th EAST Meeting hosted by The LINK Scheme in London

EAST National Members - badgeThe 37th Meeting of EAST National Members was hosted by the LINK Scheme, at UK Payments Administration in London on 7th October 2015. National updates were provided by 20 countries, and a global update by HSBC. Europol attended the meeting as an observer and a presentation was given by SEC-QR on reporting issues with ATMs via a Smartphone.

EAST Fraud Update 3-2015 will be produced in November, based on the updates provided at the meeting. EAST Fraud Updates are also available on the EAST Website to EAST Members (National & Associate), and to individual subscribers.

EAST Expert Group on ATM Physical Attacks holds Fourth Meeting

The EAST Expert Group on ATM Physical Attacks - LogoThe fourth meeting of the EAST Expert Group on ATM Physical Attacks (EGAP) took place on Tuesday 8th September 2015 at UK Payments Administration in London, hosted by the LINK Scheme.

EAST EGAP is a European specialist expert forum for discussion of ATM related physical attack trends, attack methodologies and counter-measures, threat protection, and for the provision of regularly updated lists of manufacturers of ATM protective devices.

The EAST EGAP meeting was chaired by Mr Graham Mott and was attended by key representatives from ATM Deployers, ATM Networks, ATM Vendors, Security Equipment Vendors and Law Enforcement.

EAST EGAP, which meets two to three times each year, enables in-depth and technical discussion to take place. The areas covered include:

  • The latest incidents and criminal MOs
  • The collection and distribution of best practice guidelines
  • The evolution of threats and counter-measures
  • Lessons from and on law enforcement

The focus of EAST EGAP is on topics and issues raised by EAST National Members, which represent 31 countries with an installed base of 655,398 ATMs. Outputs from EAST EGAP are presented to meetings of EAST National Members.